Basic Facts:
• Maximum 75% loan to value
• Up to 15 year term
• Repayment only
• Full status only
• Rates from 5.8 % in sterling
What will you have to pay for this service?
A commitment fee of £149 is payable by you on giving us your authority to act on your behalf. If we are unable to obtain a mortgage for you based on the information you supplied then a full refund of the £149 commitment fee will be made. A fee of £599 is payable by you on us receiving confirmation that a mortgage offer is available from the lender. This fee is non-refundable even if the mortgage does not proceed to completion. The broker cannot be held responsible if a property is down valued, fees are still payable if a subsequent offer of a mortgage is received from the lender.
A completion fee of 1% is payable at completion for some mortgages please see the fees payable table below.
• Flat fee or % of loan amount in Turkey
• Commitment fee ; £149
• Offer fee: £599
• Completion fee: 1%
Example:
Property Value: £65,000: Min Deposit 25% : £16,250, Mortgage: £48,750, Interest Rate: from 6 % , Term: 15 years, Monthly Mortgage Payment: £418
Property Value: £54,000: Min Deposit 25%: £13,500, Mortgage: £40,500, Interest Rate from 6 %, Term: 15 years, Monthly Mortgage Payment: £347
What you need:
• Three months bank statements
• Will be required to be credit checked
• Be in full time work/providing a regular income
• Proof they can afford to pay for the mortgage
• Utility bill or proof of address
• Employers letter
• Last 3 months bank statement/payslips
• 3 years accounts
• Accountants letter (for self employed)
• Last year P60
• Mortgage statement or Rental contract if renting
Please contact us for application form. |
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Basic Facts:
1) 50% deposit
2) 5% interest rate
3) If the contract is cancelled on either parties, there will be a cancelation fee. (min £5,000)
4) No early repayment fees. (Client can pay the extra or payoff at any time)
5) This is a repayment type mortgage/loan, at the end of the term client will pay off mortgage/loan.
6) Property prices for mortgages are quoted on sunset homes website. This mortgage/loan cannot be used in conjunction with any other promotion.
7) Payment plan will be shown on contract, similar to normal purchases. Client will receive title deeds when all payments have been received, but client will own the property once the deposit has been paid.
8) This contract will be made in Turkey and will be covered by the Turkish law, not the UK/EU law.
Example: 50K property
Customer will pay £25,000 deposit, £437.50 per month (5% interest fixed), over 5 years, (60 payments) total payable to sunset homes is £26,250
Please contact us for more information |
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Basic facts ;
1) Property can be purchased by 2, 3 or 4 people. Purchasing min 25% of the property.
2)Title deeds will have all the buyers names. Each buyer will have share on the deeds.
3) If you decide you would like full ownership of a property, you can sell your half back to sunset homes and purchase a different property with 100% ownership.
How it is different from a time-share: max 4 people can purchase the property.
Purchasers can change the property if decided the purchase another property.
Sunset Homes may have part ownership of the property in the event of there not being enough sharers in one property. Sunset Homes will sell the share when the next purchaser available.
Please contact us for more information |
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